MID Updates

To comply with the 4th EU Motor Directive you are required to provide the Motor Insurance Database (MID) with the registration numbers of all vehicles that you own that will be driven, used or parked on a road or public place which are covered by your Covéa Insurance Motor Trade policy.

Notifying the MID with your current vehicles is a legal obligation and failure to supply the information and keep it up to date is a criminal offence. The maximum penalty is a fine of £5000. We understand that the Motor Insurers Information Centre (MIIC) will be seeking prosecution on non-compliant policyholders.

Did you know...

If you've sold a vehicle and not removed it from your MID record you could be liable if the new owner has not arranged their own insurance.

If this happens you could:

  • Lose your no claims discount;
  • Pay higher premiums;
  • End up with a claim against your record.

Keep your MID record up to date and look after your No Claims Discount, you've earned it.


To update the MID online, please tell us if you are a broker or policyholder

Want to pay more for your insurance? We didn't think so. Keep your MID record up to date using our online portal. Look after your No Claims Discount, you've earned it!
 
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