MID Updates

To comply with the 4th EU Motor Directive you are obliged to provide the Motor Insurance Database (MID) with the registration numbers of all vehicles that you own that will be driven, used or parked on a road or public place which are covered by your Covéa Insurance Motor Trade Road Risks policy. This includes:

  • All vehicles which you (or your spouse if named on your policy) permanently own.
  • Stock vehicles taxed and in your possession for more than 14 days.
  • Vehicles driven under Trade Plate regulations. All Trade Plate numbers must be disclosed.

Notifying the MID with your current vehicles is a legal obligation and failure to supply the information and keep it up to date is a criminal offence. The maximum penalty is a fine of £5000. We understand that the Motor Insurers Information Centre (MIIC) will be seeking prosecution on non-compliant policyholders.

Please select whether you are a Policyholder or a Broker

     
 
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