Different by Design

Our scheme proposition is aligned with our flexible approach to commercial underwriting with the aim of delivering a high quality service and being easy to do business with. We can tailor our commercial products to trade as a scheme whilst also being able to create entirely new products, especially if the business area is particularly niche. We can help you to stand out by working collaboratively with you to design and deliver a superior product and service proposition under a delegated authority agreement, which we believe will give you a distinct edge over your competitors.

Click here to view our Schemes Team Contacts Click here to view our Schemes - Different by Design brochure

What we are looking for

  • Existing schemes or new facilities with a robust business plan in excess of £250,000 GWP annually.
  • Brokers with specialist knowledge and experience of operating a Delegated Authority arrangement.
  • A track record of profitable historical performance.
  • Niche, specialist, or segmented industries.
  • Property & Casualty lines of business (we can also look to provide supplementary covers such as PI, D&O, Cyber, Equipment Breakdown and Legal Expenses).

Empowered & Efficient

We want to make things as easy as possible for you, so we set appropriate levels of delegated authority to brokers, allowing you to make decisions quickly. We provide a responsive and expertly underwritten referral service helping you to maximise your scheme's potential. Whilst many referrals are dealt with on the spot, we work to a 24 hour SLA.

Reputable and Trusted Insurer

We have a highly customer-centric culture and believe in being open and transparent with our partners. You’ll be backed up by an award winning claims team and 5* insurer, as rated in the Insurance Times Broker Service Survey. 

Your dedicated Schemes Team

We have a well-resourced Schemes team of experienced commercial underwriters concentrating solely on delegated authority schemes business, allowing us to give each scheme the focused attention it deserves, and make informed, consistent decisions.

Your scheme will benefit from the support a nominated Senior Underwriter acting as your Lead Underwriter. They will nurture a close and supportive working relationship with you to drive your scheme forward.

Working with Commercial Schemes

We believe in being easy to do business with. Our Schemes team have many years of experience transacting delegated authority business. Each Scheme benefits from its own designated Lead Underwriter to manage, nurture and develop your account providing technical expertise, staff training as well as ensuring your product is continually developed to ensure success. In addition to this we also have a dedicated Underwriting Referrals Team to provide an efficient service within a 24 hour SLA. Our service is backed up by our award winning claims proposition.  Our purpose is, to protect our customers from the worst happening and to put it right if it does.

If you are looking to tender an existing scheme or have an idea for a new facility please contact Nicki Crabb.

Contact Us

Nicki Crabb

Head of SME and Schemes Trading

Tel: 07720 640761

Shaun Hardwick

Senior Schemes Development Underwriter

Tel: 0330 134 8194