Don’t let the Grinch steal your Christmas!

"There might not be a fluffy green monster living in a cave waiting to ruin your Christmas and steal all your precious presents, but sadly Christmas is a busy time for thieves and criminals. They know only too well that HNW homes contain rich pickings. 

The chances are, HNW individuals will be indulging their loved ones with the season’s latest technology and the most desirable objects costing hundreds and even thousands of pounds. Gorgeous gifts like the latest smart technology and connected gadgets, jewellery, watches and fine wines will be happily gathering under expensive Christmas trees up and down the country.  

Christmas celebrations will also be in full swing, socialising with family and friends, or perhaps a festive hotel break, a trip to the slopes or a relaxing holiday in sunnier climes, leaving homes vacant for extended periods. Few people will stop to think about the amount of money sitting under their tree.  Far fewer will stop to think about the need to protect their gifts until they are safely in the hands of the recipient, and whether they have sufficient insurance cover in place.

Thankfully, Covéa Insurance HNW customers don’t need to worry about Grinch stealing their Christmas. Extra cover for gifts is included as standard for the month before and a month after the big day so customers can relax and enjoy the festive period. As un-christmassy as it seems, it’s really important to keep hold of receipts, they are useful for insurance purposes as well as exchanges and returns!

Should the worst happen, our empathetic claims team will be working over Christmas making it as easy and stress free as possible to make a claim. In truth, however, nobody really wants to go through the upset of a burglary or indeed any nasty mishap, especially over Christmas. That’s why I’d like to share a quick reminder of ways of helping customers to avoid Grinch or any other nasties that could spoil your Christmas

If you’re going out or away over Christmas:

• Don’t advertise it on social media
• Double lock doors and windows
• Check sheds, garages &outbuildings are locked
• Don’t leave valuables or keys in view
• Don’t leave presents on view under the tree
• Don’t switch off central heating, leave on a low setting to avoid burst pipes

If you’re a roaring fire and candles fan

• Don’t leave them in a room unattended
• Fully extinguish them before going to bed

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