Motorists up to 33% more likely to make a car insurance claim during Winter

21st November

Figures from Covéa Insurance have highlighted that drivers are between 25% and 33% more at risk of having to make a claim on their car insurance during the winter months.

The insurer analysed more than 140,000 motor claims made over a 3 year period, which showed that drivers are on average 25% more likely to make a claim between the months of November and February. During bouts of bad winter weather, this figure increased to 33% over the same period.

Recent weather reports suggest that the UK could be facing one of the worst winters for five years with prolonged periods of snow and ice which could lead to even more treacherous roads for motorists this winter.

Road safety champion and head of engineers at Covéa Insurance, Barry Street comments:

“A harsh winter will mean that roads are more treacherous than usual, which could lead to more incidents resulting in insurance claims. With longer periods of darkness, fog, rain and even ice and snow winter can be a demanding time to be driving, so it’s important to spend a little time preparing. To help stay safe on the roads this winter, I’d advise the following simple precautions:

  • Always take time to clear snow and ice from your car and to demist your windows before setting off – don’t be that driver peering through a misted up porthole!
  • Check your wipers and replace them if necessary. Keep the washer bottle topped up with screen wash and keep a can of de-icer in the car – a clear view of the road ahead is essential all year round.
  • Keep your tyres correctly inflated and check their tread regularly – they are your only contact with the road and you need them in tip-top condition.
  • Watch your speed and maintain a safe gap to the car in front – remember stopping distances could be doubled or more during bad weather.
  • When bad weather is forecast only travel when essential, but if you have to make that journey plan ahead. Keep some warm clothing in the car and make sure your phone is charged and you have the numbers for your insurance company and breakdown provider programmed in, just in case!”

 

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About Covéa Insurance

Covea Insurance plc is the UK underwriting business of leading French mutual insurance group Covéa, who are number 1 for property and liability insurance in France and served 11.5 million policyholders, generating over 16.4 billion Euros in premiums in 2016.  

Covéa Insurance handles the insurance needs of 1.5 million policyholders; delivering financial reassurance through its Standard & Poor’s A+ stable rating, as a guaranteed subsidiary of Covéa. 

The company offers motor, household, protection, mid and high net worth insurance and a range of commercial insurance products, designed to meet the needs of most individuals and businesses. Employing over 1500 people, Covéa Insurance has a strong people and service ethos, having Investors In People Gold accreditation and featuring in the 2015 and 2016 Sunday Times Top 100 Mid-sized Best Companies to Work For. It also has World Class service accreditation from the Institute of Customer Service for its Motor Claims, Home Claims and Underwriting Services teams as well as Chartered Insurer status for its Commercial and Mid/High Net Worth business.

In January 2016, Sterling Insurance Company Limited became a fully integrated part of Covea Insurance Plc, following a Part VII transfer under the Financial Services and Markets Act. 

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