Commercial Lines Overview

SME Experts committed to providing superior commercial insurance products

We are SME Experts committed to providing our brokers with a wide range of commercial products designed to meet the needs of their clients’ businesses. Our  products are either traded through our network of Regional Offices, where our regional teams work with brokers to offer competitive pricing and products to customers, or e-traded with the support of our empowered Trading Teams.

We know our partners choose us because we care about the service they receive. From quick and efficient administration processes to the dedicated, experienced underwriters who are prepared to listen to the requirements of the risk presented, we make it easy for our partners to trade with us.

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Did you know?

We have a Business Commercial Combined Insurance product available. This is a flexible product which provides a wide range of covers and innovative enhancements. Find out more

Regional Mid-Market
Excel Business Combined
A comprehensive All Risks product designed to meet the needs of a wide variety of business needs in a single policy solution. Read More >
Real Estate
For a wide range of commercial property owners including single premise risks and owners of large portfolios Read More >
Motor Fleet
Designed for businesses operating a fleet of 3 to 25 vehicles comprising of cars and small commercial vehicles Read More >
Motor Trade Combined
Competitive cover for mid-sized motor traders specialising in cars and small vans Read More >
SME Products
e-Trade Commercial Combined Insurance
Flexible and modern, cover can be tailored to meet customer needs. Read More >
Tradesman & Professionals
Designed for small businesses and the self employed Read More >
Packaged Offices and Surgeries
An all risks policy designed to suit most professional office and surgery risks Read More >
Packaged Retail and Salons
A versatile commercial product with a comprehensive all risks wording Read More >
Property Owners
A flexible product that caters for the needs of commercial and residential property owners Read More >
Residential Property Owners
Designed for owners of residential investment property with portfolios of private houses Read More >
Master Tradesman Plus
Designed for small businesses or the self employed in a wide variety of trades Read More >
Motor Trade Road Risks
For motor traders operating their own business from home or from business premises Read More >
Motor Trade Internal Risks
Designed for motor traders who require more cover than a standard road risks policy Read More >
Legcay Products
Commercial Combined
This product is renewal only Read More >