Commercial Lines Overview

Committed to providing superior commercial insurance products

We are committed to providing our brokers with a wide range of commercial products designed to meet the needs of their clients’ businesses. Our bespoke and executive products are traded through our network of Regional Offices, where our regional teams work with brokers to offer competitive pricing and products to customers. Our Small Business and Packaged Executive products are e-traded with the support of our empowered Small Business Trading Teams.

Following the acquisition of Sterling Insurance we are working to develop a single line of commercial products that will incorporate the best covers available. Until that time we will continue to offer all products, using a one product quote per risk to market approach.

We know our partners choose us because we care about the service they receive. From quick and efficient administration processes to the dedicated, experienced underwriters who are prepared to listen to the requirements of the risk presented, we make it easy for our partners to trade with us.

Regional Mid-Market
Excel Business Combined
A comprehensive All Risks product designed to meet the needs of a wide variety of business needs in a single policy solution. Read More >
Real Estate
For a wide range of commercial property owners including single premise risks and owners of large portfolios Read More >
Motor Fleet
Designed for businesses operating a fleet of 3 to 25 vehicles comprising of cars and small commercial vehicles Read More >
Motor Trade Combined
Competitive cover for mid-sized motor traders specialising in cars and small vans Read More >
Small Business
Tradesman & Professionals
Designed for small businesses and the self employed Read More >
NEW! Packaged Retail and Salons
A versatile commercial product with a comprehensive all risks wording Read More >
NEW! Property Owners
A flexible product that caters for the needs of commercial and residential property owners Read More >
NEW! Packaged Offices and Surgeries
An all risks policy designed to suit most professional office and surgery risks Read More >
Motor Trade Road Risks
For motor traders operating their own business from home or from business premises Read More >
Motor Trade Internal Risks
Designed for motor traders who require more cover than a standard road risks policy Read More >
MotorServ
Designed for motor traders who provide a service relating to the repair or maintenance of motor vehicles Read More >
Master Tradesman Plus
Designed for small businesses or the self employed in a wide variety of trades Read More >
Residential Property Owners
Designed for owners of residential investment property with portfolios of private houses Read More >
Commercial Property Owners
Ideal for owners of commercial property and blocks of flats Read More >
Residential Landlords (Acturis)
Designed for landlords with single or portfolios of residential properties Read More >
Commercial Landlords (Acturis)
Designed for landlords with single or portfolios of commercial properties Read More >
Shops
A flexible solution that can be tailored specifically to the demands of most retailers and salons Read More >
Offices & Surgeries
Designed to suit most professional offices & surgeries risks Read More >
Packaged Executive Professions
An All Risks policy that's targeted at office and surgery risks Read More >
Legacy Products
Executive Business for Printers
A flexible and specific solution for the printing industry Read More >
Executive Business for Plastics
A flexible and specific solution for the plastics industry Read More >
Executive Business for Engineers and Metalworkers
A flexible and specific solution for the engineering industry Read More >
Executive Professions
An adaptable office combined policy targeted at office and surgery risks Read More >
Executive Professions for Law
A comprehensive product which provides a flexible solution for the legal services sector Read More >
Executive Retail
Essential covers tailored for the modern Retail entrepreneur Read More >
Executive Asset
this product is available for renewal only Read More >
Executive Business
this product is available for renewal only Read More >
Commercial Combined
this product is renewal only Read More >

Looking to trade a Commercial product as a Scheme? About Schemes

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