Executive Business

A versatile commercial combined product with comprehensive all risks wording

Executive Business is a versatile product with an all risks wording that provides a wide range of benefits and comprehensive covers for SMEs.

We also offer Business Extra and Business Ultimate as optional extras for all our Commercial products.

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. Please read this carefully to ensure the cover is suitable for your demands and needs.

Product literature

The latest version of product literature is available to download above. If you need a version prior to those shown or need any other advice about our products please contact your broker.


  • Comprehensive all risks wording
  • Exhibition cover
  • Energy Efficiency & Statutory costs extensions
  • Metered Gas / Water losses
  • Landscaping costs
  • Embedded equipment breakdown cover including portable computer equipment
  • Theft of fixed fabric of the building up to £50,000
  • Exhibition cover anywhere in Europe up to £50,000
  • Unauthorised use of electricity, gas and water up to £50,000
  • 133.3% automatic business interruption uplift
  • Research and development costs up to £25,000
  • Specified and unspecified customers/suppliers


  • Flexible underwriting approach to find solutions for clients' needs
  • Dedicated Claims Handlers from award winning claims team
  • Optional Rate Guarantee undertaking, Low Claims Rebate and Risk Management fund
  • Optional Full Equipment Breakdown cover for process and production equipment