Executive Business for Engineers and Metalworkers

A flexible and specific solution for the engineering industry

Executive Business for Engineers and Metalworkers is a versatile product with an all risks wording that provides a wide range of benefits and comprehensive covers for SMEs. This policy has been enhanced to provide a flexible solution for the engineering industry.

We also offer Business Extra and Business Ultimate as optional extras for all our Commercial products.

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. Please read this carefully to ensure the cover is suitable for your demands and needs.

Product literature

The latest version of product literature is available to download above. If you need a version prior to those shown or need any other advice about our products please contact your broker.


  • A comprehensive All Risks wording including enhanced definitions
  • Metered Gas / Water losses
  • Landscaping costs
  • A wide range of Business Interruption extensions
  • Metalworkers Extension
  • Equipment Breakdown cover for all computers, plant and equipment (other than production or process equipment)
  • Inflation cover for stock of Non Ferrous Metals of up to 125% of the declared value
  • Business Interruption cover for Key Personnel Loss of Gross Profit following damage to goods at subcontractors premises
  • EEI (Environmental & Efficiency Improvements)
  • Emergency Services


  • Flexible underwriting approach to find solutions for clients' needs
  • Dedicated Claims Handlers from award winning claims team
  • Optional Rate Guarantee undertaking, Low Claims Rebate and Risk Management fund
  • Optional Full Equipment Breakdown cover for process and production equipment