Commercial Combined
this product is renewal only
Our Commercial Combined product is designed for mid market business and provides competitive and essential cover for; manufacturing, wholesale, engineering, retail, leisure, service sectors and property owners.
The product covers material damage and a menu of options including; business interruption, goods in transit, money & assault, employers’ liability, public & products liability, specified all risks, refrigerated stock and loss of licence.
Optional add-ons are available for business legal expenses and engineering inspection & insurance.
The latest version of the product literature is available to download below, which contains full details of the benefits, exclusions and limitations of the cover. If you need a version prior to those shown please contact your broker.
Product literature
The latest version of the product literature is available to download above. If you need a version prior to those shown or need any other information about our products please contact your broker.
Features
- All risks basis of cover
- All fixed glass & sanitary ware included
- 15% day one uplift on material damage
- Business interruption up to 133% - declaration linked
- Increased and additional increased cost of working
- Cover for work/stock/goods whilst in transit
- Book debts cover
- Employers' liability - £10 million including costs & expenses
- Public and products liability options up to £5 million
- Corporate manslaughter defence costs - £500,000
Benefits
- Competitive premiums
- Minimum premium - £1,500 + IPT
- Policies tailored to your clients' needs with direct access to dedicated specialist underwriters through our regional offices
- Free 24 hour business legal helpline
- Dedicated commercial claims helpline 0330 024 2266 operated 24 hours a day, 365 days a year, by staff trained in managing commercial claims
- Option to pay by instalments (via direct debit)