Excel Business Combined

A comprehensive All Risks product designed to meet the needs of a wide variety of business needs in a single policy solution.

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Excel Business Combined Insurance is our brand new product, designed to meet the needs of modern businesses by offering a wide variety of optional sections to create a single policy solution.

Cover can be tailored to a client’s exact requirements including: business interruption, goods in transit, money & assault, employers’ liability, public & products liability, specified all risks, refrigerated stock and loss of licence and our brand new cyber cover section.

The latest version of the product literature is available to download below, which contains full details of the benefits, exclusions and limitations of the cover. If you need a version prior to those shown please contact your broker.


  • Comprehensive all risks wording
  • Equipment Breakdown up to £5,000,000
  • Cyber Cover which could inc liability, data breach, crime and systems damage
  • Business Interruption covers
  • Energy Efficiency & Statutory costs extensions
  • Theft of fixed fabric of the building
  • Exhibition cover anywhere in Europe up to £50,000
  • Unauthorised use of electricity, gas and water up to £50,000
  • Specified and unspecified customers/suppliers
  • Deterioration of stock cover
  • Legal expenses up to £100,000


  • Completely tailored policy to customers’ business, with only the covers that they need included
  • Flexible underwriting approach to find solutions for clients' needs
  • Dedicated Claims Handlers from award winning claims team