Real Estate

For a wide range of commercial property owners including single premise risks and owners of large portfolios

Real Estate is designed to specifically meet the insurance needs of commercial property owners and covers a wide range of customers including companies with single premise risks to organisations with large mixed asset portfolios.

The product provides cover for Property Damage and Property Owners Liability as standard along with a wide range of optional covers including Loss of Rent, Employers Liability and Legal Expenses.

The latest version of the product literature is available to download below, which contains full details of the benefits, exclusions and limitations of the cover. If you need a version prior to those shown please contact your broker.

To view the Target Market Statements and Product approval Process, please click here

Product literature

The latest version of the product literature is available to download above. If you need a version prior to those shown or need any other information about our products please contact your broker.


  • Property Damage:
  • Failure of Tenants Insurance
  • Inadvertent Failure to Insure
  • Landlords Contents for Residential Accommodation automatically provided at £25,000
  • Malicious Damage caused by tenants
  • Trace & Access
  • Plus a wide range of other policy extensions as standard
  • Loss of Rent:
  • Residential Alternative Accommodation and Loss of Rent up to 20% of the building sum insured
  • Managing Agents Premises
  • Includes costs of re-letting, ICOW & business rates as standard
  • Property Owners Liability:
  • Up to £10m indemnity limit
  • Legionella up to £5m indemnity limit
  • Asbestos buy-back available
  • Legal Expenses:
  • Property disputes
  • Eviction of squatters
  • Rent Guarantee is also available for Residential risks


  • Individual tenants certificates
  • Competitive premiums
  • Policies tailored to your clients' needs with direct access to dedicated specialist underwriters through our regional offices
  • Free 24 hour business legal helpline
  • Dedicated commercial claims helpline
  • 0330 024 2607 operated 24 hours a day, 365 days a year, by staff trained in managing commercial claims