Packaged Executive Retail

A comprehensive policy targeting shop and salon owners

Packaged Executive Retail is a comprehensive policy targeting shop and salon owners, that offers All Risks as standard in addition to an extensive number of features.

This policy covers for up to £500,000 contents and stock per premises and up to 10 locations.

Treatment cover available, please refer here for the full list of acceptable activities

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. Please read this carefully to ensure the cover is suitable for your demands and needs.

Product literature

The latest version of product literature is available to download above. If you need a version prior to those shown or need any other advice about our products please contact your broker.


  • All Risks Policy Wording
  • Automatic worldwide cover for up to £5,000 of trade contents and computers
  • Embedded Engineering Breakdown cover for items such as computers, air conditioning systems, heating, refrigeration equipment, point of sale equipment e.g. cash registers and bar code scanners
  • £10,000 of Goods in Transit cover as standard
  • 125% annual stock increase included
  • £5,000,000 Public and Products Liability as standard, including wrongful arrest
  • Full failure of supply and loss of attraction
  • Automatic cover for gross profit of up to £750,000 over 24 months maximum indemnity period


  • 30 minute referral guarantee
  • Extensive list of acceptable trades
  • Dedicated commercial claims helpline handled by award winning claims team operated 24 hours a day 365 days a year
  • Free 24 hour business legal helpline
  • Option to pay by installments (via direct debit)