Motor Trade Internal Risks

Designed for motor traders who require more cover than a standard road risks policy

Designed specifically for motor traders who require more cover than a standard road risks policy.

Motor Trade Internal Risks provides flexible cover for full or part-time self employed motor traders operating a formal business from dedicated business premises, on a mobile basis or from their home address.

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. 

To view the Target Market Statements and Product approval Process, please click here

Product literature

The latest version of the product literature is available to download above. If you need a version prior to those shown or need any other information about our products please contact your broker.


  • Public and product liability including sales and service indemnity up to £5 million
  • Optional extension for employers’ liability up to £10 million
  • Up to 6 persons covered for liability (including 2 clerical only employees)
  • Cover for stock of vehicles kept in locked buildings, locked compounds or in the open
  • Flexible sums insured
  • Claims on customers vehicles settled on market value


  • Instant cover
  • Competitive premiums
  • Dedicated commercial claims helpline 0330 024 2266 operated 24 hours a day, 365 days a year, by staff trained in managing commercial claims
  • Wide range of acceptable occupations
  • Option to pay by instalments (via direct debit)