Packaged Offices and Surgeries
An all risks policy designed to suit most professional office and surgery risks
Our Packaged Offices and Surgeries insurance product is a comprehensive policy designed for administrative small businesses working from dedicated premises or from home.
The core policy provides cover for:
- Contents
- Money and Personal Assault
- Business Interruption
- Public, Products and Employers Liability
The following optional covers are also available:
- Buildings
- Terrorism
- Legal Expenses
To view the Target Market Statements and Product approval Process, please click here
Product literature
The latest version of the product literature is available to download above. If you need a version prior to those shown or need any other information about our products please contact your broker.
Cover
Limit
Contents
£750,000
Business Interruption - Gross Revenue
£250,000 (up to 24 months)
Business Interruption - ICOW
£50,000 (up to 24 months)
Money
£5,000 during business hours
Employers Liability
£10,000,000
Public and Products Liability
£5,000,000
Buildings (optional)
£1,000,000
Features
- Max sum insured per location up to £750,000 for contents
- Standard limit of indemnity under PL is £5,000,000
- Business Interruption - Gross Revenue £250,000 up to 24 months or ICOW £50,000 up to 24 months
- Optional Buildings cover up to £1,000,000
- Maximum 10 locations
- Stock or trade samples up to £10,000
- Deterioration of refrigerated stock (inc drugs & medicines) £10,000