Packaged Offices and Surgeries

An all risks policy designed to suit most professional office and surgery risks

Our Packaged Offices and Surgeries insurance product is a comprehensive policy designed for administrative small businesses working from dedicated premises or from home.

The core policy provides cover for:

  • Contents
  • Money and Personal Assault
  • Business Interruption
  • Public, Products and Employers Liability

The following optional covers are also available:

  • Buildings
  • Terrorism
  • Legal Expenses

To view the Target Market Statements and Product approval Process, please click here

Product literature

The latest version of the product literature is available to download above. If you need a version prior to those shown or need any other information about our products please contact your broker.

Business Interruption - Gross Revenue
£250,000 (up to 24 months)
Business Interruption - ICOW
£50,000 (up to 24 months)
£5,000 during business hours
Employers Liability
Public and Products Liability
Buildings (optional)


  • Max sum insured per location up to £750,000 for contents
  • Standard limit of indemnity under PL is £5,000,000
  • Business Interruption - Gross Revenue £250,000 up to 24 months or ICOW £50,000 up to 24 months
  • Optional Buildings cover up to £1,000,000
  • Maximum 10 locations
  • Stock or trade samples up to £10,000
  • Deterioration of refrigerated stock (inc drugs & medicines) £10,000