Packaged Retail and Salons

A versatile commercial product with a comprehensive all risks wording

Our Packaged Retail & Salons insurance product is designed to meet the demands and needs of shop and salon owners. It is a comprehensive All Risks product and will cover up to a maximum of 10 locations.

The core policy provides cover for:

  • Property Damage
  • Money and Assault
  • Business Interruption
  • Public, Products and Employers Liability

The following optional covers are also available:

  • Deterioration of Stock
  • Terrorism
  • Loss of Licence
  • Legal Expenses

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below.

To view the Target Market Statements and Product approval Process, please click here

Product literature

The latest version of the product literature is available to download above. If you need a version prior to those shown or need any other information about our products please contact your broker.

Public and Products Liability
Employers Liability
Goods in Transit
£10,000 during business hours


  • Minimum premium £200 + IPT
  • Automatic cover for gross profit up to £750,000 over 24mth max indemnity period
  • Automatic unspecified storage site cover for stock up to £5,000
  • Extensive list of trades with work away extension available for some shops
  • Exhibition cover anywhere in Europe up to £25,000
  • Option to pay by instalments (via direct debit)
  • Free business and legal helpline
  • 24 hour, 365 day claims helpline