Residential Property Owners

Designed for owners of residential investment property with portfolios of private houses

Designed for owners of property with portfolios of private houses and is available for properties rented for a minimum of six months.

Residential Property Owners provides cover for buildings, contents and property owners liability as standard.

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. 

To view the Target Market Statements and Product approval Process, please click here


  • £5,000 free contents cover provided with buildings cover
  • Subsidence cover included as standard
  • Includes accidental breakage of fixed glass, sanitary ware and in-built ceramic hobs
  • Includes accidental damage to cables and service pipes
  • 60 day unoccupancy terms
  • Option to add accidental damage cover to Buildings
  • Option to increase contents cover if property is let fully furnished including furniture and furnishings, domestic appliances and kitchen utensils


  • Can accommodate properties let to professionals, DSS (non-referrals), students or company lets
  • Competitive premiums
  • Option to pay by instalments (via direct debit)
  • Discounts for higher excesses
  • Discounts for multiple properties
  • Dedicated commercial claims helpline 0330 024 2255 operated 24 hours a day, 365 days a year, by staff trained in managing commercial claims
  • Free 24 hour legal advice helpline