Tradesman & Professionals

Designed for small businesses and the self employed

Our Tradesman & Professional insurance products are designed to meet the demands and needs of self-employed individuals and small businesses (including limited companies) undertaking a variety of manual, clerical and professional trades, who wish to protect their business.

The core policy provides cover for Public and Products Liability. The following optional additional covers are also available:

Tradesman & Professionals

  • Employers Liability
  • Tools
  • Goods In Transit

Tradesman only

  • Contract Works
  • Own Plant
  • Hired in Plant

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. 

To view the Target Market Statements and Product approval Process, please click here

Product literature

The latest version of the product literature is available to download above. If you need a version prior to those shown or need any other information about our products please contact your broker.

Public & Products Liability
Up to £5,000,000
Employers Liability
Tools Cover
Up to £5,000 per person
Contract Works
Up to £500,000
Own Plant
Up to £50,000
Hired in Plant
Up to £50,000


  • Up to 10 employees can be included
  • A 50 day extension for temporary employees
  • £100 property damage excess for most trades
  • Indemnity to Principals clause included
  • Work overseas extension
  • Accidental Death cover included
  • No claims discount of up to 5 years and 25%
  • Free business and legal helpline
  • 24 hour, 365 day claims helpline