Premier Home

Bespoke cover for unique homes and high value contents

Premier Home provides a bespoke cover for those with unique homes and contents; for example high-value fine art or jewellery, listed buildings, large homes or non-standard constructions.    

Our team of expert underwriters will speak to you personally about your home and contents to provide the right cover for your requirements. 

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. 

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Product literature

The latest version of the product literature is available to download above. If you need a version prior to those shown or need any other information about our products please contact your broker.


  • Worldwide all risks for Contents, Personal Effects, Art, Antiques and Jewellery
  • Single article limit of £10,000 for valuables including Jewellery and Watches
  • Single Article limit of £25,000 for art and antiques
  • Contents at additional homes included, up to 15% of sum insured
  • Student possessions up to £15,000
  • Alternative Accommodation up to 5 years
  • Business Equipment up to £25,000 and stock up to £10,000
  • Unlimited trace and access cover to find sources of gas or water leaks within the home
  • Full cover during contract works up to £75,000 (with no joint name restrictions)
  • Home Cyber included as standard
  • Optional Legal Protection cover available


  • Flexible underwriting approach to find solutions for individual needs
  • Dedicated Claims Managers handle a claim from beginning to end
  • Award winning claims team
  • Post loss contribution to water leak detection/flood prevention system up to £2,500 to reduce likelihood of further damage
  • Home Emergency Cover