Sterling Executive Home

A contents driven policy for Mid and emerging High Net Worth clients

Sterling Executive Home is designed with the Mid and emerging High Net Worth client in mind; it is a contents driven policy with a requirement of £75,000 minimum sum insured.  Premiums start from £400 (+IPT) on contents only risks and £500 (+IPT) for combined buildings and contents.

Sterling Executive Home is written by quality underwriters and can be tailored to suit the client's particular circumstances, ensuring that the property is fully covered. We offer a quick turnaround on quotes and direct access to decision makers.

Optional Additional Covers are available for Travel, Renovations and Overseas Properties.

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. Please read this carefully to ensure the cover is suitable for your demands and needs.

Product literature

The latest version of product literature is available to download above. If you need a version prior to those shown or need any other advice about our products please contact your broker.

Features

  • Worldwide all risks for Contents, Personal Effects, Art, Antiques and Jewellery
  • Single article limit of £10,000 for valuables including Jewellery and Watches
  • Single Article limit of £20,000 for art and antiques
  • Contents at additional homes included, up to 15% of sum insured
  • Student possessions up to £15,000
  • Alternative Accommodation up to 5 years
  • Business Equipment up to £20,000 and stock up to £10,000
  • Unlimited trace and access cover to find sources of gas or water leaks within the home
  • Full cover during contract works up to £75,000 (excluding JCT)
  • Optional Road Rescue and Family Legal Protection

Benefits

  • Flexible underwriting approach to find solutions for individual client’s needs
  • Dedicated Claims Managers handle a claim from beginning to end
  • Award winning claims team
  • Agreed value basis of claims settlement to protect the value of specified items
  • Post loss contribution to water leak detection/flood prevention system up to £2,500 to reduce likelihood of further damage
  • No Automatic Warranties
  • Home Emergency Cover