Sterling Executive Motor

A family fleet policy for Mid-High Net Worth clients

Sterling Executive Motor is a comprehensive family fleet policy for 2-10 vehicles kept at the same address and can cover drivers between the ages of 17-80.

Our experienced underwriters will assess each risk individually and provide competitive terms for policyholders. Claims are handled promptly by a dedicated team who understand the service requirements of these clients.

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. Please read this carefully to ensure the cover is suitable for your demands and needs.

Product literature

The latest version of product literature is available to download above. If you need a version prior to those shown or need any other advice about our products please contact your broker.

Features

  • Comprehensive driving other cars included for insured and spouse
  • New vehicle replacement up to 24 months
  • Unlimited all risks cover for keys/locks
  • Unlimited audio and visual cover – including sat nav and seatback DVDs
  • Theft damage to garage buildings/external doors/gates
  • Automatic personal effects cover
  • Foreign Travel – 90 days per trip with no annual limit
  • Car Jacking and Road Rage cover up to £15,000
  • Cherished registration plate contribution
  • Misfuelling up to £5,000 including resultant damage to the vehicle
  • Future disability contribution of up to £10,000 for special alterations following an accident
  • Optional Road Rescue, Protected No Claims Bonus and Enhanced Courtesy Car

Benefits

  • Flexible underwriting approach to find solutions for client’s needs
  • Small Exec courtesy car as standard for duration of repairs
  • NCD not affected following claim with unknown or uninsured Third Party
  • No Blame Bonus – your NCD will not be affected if you are not at fault for the claim
  • Named drivers earn their own NCD
  • Compulsory excess will not be applied if courtesy car not utilised
  • Courtesy car is provided for up to 30 days following a theft claim being reported or a vehicles being declared a write off