Sterling Executive Plus

A specialist policy designed for high value homes and contents

Our Sterling Executive Plus policy is our market-leading flagship product, designed for High Net Worth customers with a minimum of £150,000 Contents and Fine Art and a minimum premium £1,750 +IPT.

Sterling Executive Plus is delivered using flexible and bespoke underwriting to provide exceptional cover which is tailored to each individual client. We promise both a personal service and expert advice.

Optional Additional Covers are available for Travel, Renovations, Overseas Properties and Homeworkers.

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. Please read this carefully to ensure the cover is suitable for your demands and needs.

Product literature

The latest version of product literature is available to download above. If you need a version prior to those shown or need any other advice about our products please contact your broker.


  • Worldwide all risks cover for Contents, Personal Effects, Art, Antiques and Jewellery
  • Generous single article limits - £25,000 for Jewellery & Watches and £50,000 for Art and Antiques collections exceeding £500,000
  • Contents in additional UK homes now up to 25% or £100,000 and including Art in business premises
  • Unlimited Alternative Accommodation
  • Environmental home upgrade to £50,000 following a claim
  • Fully inclusive crisis management section including trauma cover and identity theft
  • Full cover during contract works up to £150,000 (exc JCT)
  • Student possessions, course and residential fees
  • Unlimited trace and access cover to find sources of gas or water leaks
  • Optional Road Rescue and Family Legal Protection


  • Flexible underwriting approach to find solutions for client’s needs
  • Dedicated Claims Handlers from award winning claims team
  • Appraisal Services for Contents, Fine Art, Antiques, Jewellery and Buildings
  • Unlimited extended replacement cover on Grade II and II* and Scotland Category B, if there is an approved valuation within 3 years
  • Risk Management fund available as part of a long term agreement
  • Post loss contribution to water leak detection/flood prevention system up to £5,000
  • Extended replacement cover for Jewellery up to 150%
  • Home Emergency Cover