Accident Protection Insurance

Protect your customer with Personal Accident insurance

Our Accident Protection policies are designed to provide a lump sum benefit should the unthinkable happen and those insured under them suffer a serious accident. The covers are designed to help meet your clients existing financial commitments, as well as help with other additional expenses individuals might incur if they were to sustain an accidental bodily injury resulting in a fracture, burn, permanent disability or that meant they had to spend time in hospital. We also offer cover that provides a cash lump sum to their estate should the policy holder have an accident that results in their death.

Accidents can happen to anyone and when they do a cash lump sum could ease the pain for your customer. We know that accidents happen and that there is a general need for this type of product protection, so if you can tailor your message effectively then you will open up a valuable income stream for your business while providing a valuable cover for your clients.

For full details of the benefits, exclusions and limitations of the covers available please see our sample policy documents below or to discuss our Accident Protection proposition please contact us.

Mathew Edwards
Business Development Manager - Protection 

Product literature

The latest version of the product literature is available to download above. If you need a version prior to those shown or need any other information about our products please contact your broker.


  • Worldwide cover 24 hours a day, 365 days a year
  • Daily and lump sum hospitalisation benefits
  • Other protection products offered include:
  • Accidental Death cover
  • Personal Injury cover
  • Personal Accident with Homecare assist cover
  • Fracture and hospitalisation cover


  • Low monthly premiums starting from £5.00 per month
  • Up to £200,000 of cash lump sum benefits
  • No medical required — guaranteed acceptance