Life Insurance

Affordable life cover

Our Life Insurance suite is designed to meet the needs of various segments of the UK market. We offer traditional Term Life, both on a level and decreasing basis, along with optional terminal and critical illness cover. In addition, we offer Simple Term Life as well as Guaranteed Acceptance Over-50 Products.

We offer products with various levels of underwriting, from non-underwritten, guaranteed acceptance through to short form question set and then more detailed individual underwriting, utilising intelligent question sets. We also have the ability to design bespoke products and white label them where brand awareness is key.

Full details of the benefits, exclusions and limitations of the cover are available in each client's policy documents or to discuss our life proposition please contact us:

Rob Sutton 
Life Distribution Manager 

If you are a customer and need help with your policy, please call us on 0330 1348500.

Product literature

The latest version of the product literature is available to download above. If you need a version prior to those shown or need any other information about our products please contact your broker.


  • Cover from £50,000 to £750,000
  • Terms between 5 and 45 years
  • Single or Joint Cover available
  • Optional Terminal and Critical Illness cover
  • Ability to cover bespoke risks such as war and terrorism
  • Decreasing Term available to cover debts such as Mortgage


  • Affordable premiums
  • Ability to apply online
  • Policies can be written in trust to maximise speed of pay-out in the event of death
  • Premiums payable monthly by Direct Debit