Payment Protection

Insurance to cover specific debt repayments

Our payment protection policies are designed to cover repayments on lending commitments and we have a range of products covering Mortgages, Credit Cards, Loans, Motor and Retail Finance.  Underwritten at a scheme level, there is no individual customer underwriting, making the application process quick and hassle free.

Cover typically includes Life, Accident & Sickness and Unemployment and benefits can be paid for up to 12 months.  Benefits are paid to the lender to avoid unnecessary administration.

Full details of the benefits, exclusions and limitations of the cover are available in the policy documents. Please read this carefully to ensure the cover is suitable for your customer's demands and needs.

If you need help with your protection policy, please call our contact centre on 0330 1348500.


  • Covers debt repayments
  • Life, Accident, Sickness and Unemployment cover
  • 30 day Back to Day one cover
  • Limited exclusions


  • Competitive premiums
  • Back to Work support
  • No underwriting and easy to apply
  • Hassle and form free claims process
  • Benefits paid directly to lender
  • Premium payable monthly by direct debit