A comprehensive household policy that can be tailored to your clients' needs

A comprehensive household policy which can be tailored to suit your requirements for buildings, contents or combined cover.

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. Please read this carefully to ensure the cover is suitable for your demands and needs.

Product literature

The latest version of product literature is available to download above. If you need a version prior to those shown or need any other advice about our products please contact your broker.


  • Index-linked buildings and contents sections
  • Trace and Access up to £5,000
  • Students cover £2,500
  • Loss of keys £500
  • Religious festivals and wedding increase up to 10% of the contents sum insured – maximum sum insured is £3,000
  • Freezer contents up to £1,000
  • Personal money and credit cards up to £1,000 each
  • Options to include:
  • Personal possessions worldwide up to £20,000
  • Pedal cycles up to £750 per cycle
  • Legal protection up to £50,000


  • Competitive premiums
  • Full cycle EDI on the majority of software houses
  • Up to 5 years' no claims discount on separate buildings and contents sections
  • Combined buildings and contents discount
  • Security discounts also available in certain areas
  • Option to pay by instalments (via direct debit)
  • Dedicated household claims helpline 0330 024 2255 operated 24 hours a day, 365 days a year, by staff trained in managing household claims
  • Free 24-hour legal helpline