Private Car

Insurance that protects individuals and their cars against loss, damage and legal liability

Make a claim

Register your household, motor or commercial claim, 24/7

Make a Claim

Our car insurance protects individuals and their cars against loss and damage whilst also protecting their legal liability for death, injury and damage to other people’s property.

Full details of the benefits, exclusions and limitations of the cover can be downloaded from the product literature area below. Please read this carefully to ensure the cover is suitable for your demands and needs.

Product literature

The latest version of product literature is available to download above. If you need a version prior to those shown or need any other advice about our products please contact your broker.


  • Sat Nav and Audio cover unlimited if manufacturer fitted
  • Personal effects cover up to £100
  • Personal accident cover up to £5,000
  • Foreign use providing full cover up to 90 days
  • Windscreen replacement and repair
  • Replacement locks cover up to £1,000
  • Child car seat cover up to £100 per seat
  • Overnight accommodation cover up to £300 per person
  • Medical expenses cover up to £100
  • Driving other cars extension (subject to terms and conditions)
  • Uninsured driver protection


  • Competitive premiums
  • Up to 9 years' NCD, with protection available
  • Introductory bonuses available
  • Repairs by an approved repairer guaranteed for as long as you own the car
  • Guaranteed courtesy car when using an approved repairer to keep you on the road after an accident
  • New car replacement for cars up to one year old
  • Dedicated motor claims helpline operated 24 hours a day, 365 days a year, by staff trained in managing motor claims