Flexible home insurance with a range of optional extras

A comprehensive household policy for homes with up to five bedrooms which can be tailored to your clients’ needs whether they require buildings, contents or combined cover.

The latest version of the product literature is available to download below, which contains full details of the benefits, exclusions and limitations of the cover. If you need a version prior to those shown please contact your broker.

To view the Target Market Statements and Product approval Process, please click here 


  • Trace and Access up to £10,000
  • Students cover £2,500
  • Loss of keys £1,000
  • Religious festivals, weddings or civil partnerships, birthdays or anniversaries increase up to £5,000
  • Freezer contents up to £1,000
  • Personal money up to £1,000 and credit cards £500 each
  • Fatal accident cover up to £5,000
  • Options to include:
  • Unspecified Personal Belongings worldwide up to £10,000
  • Specified Personal Belongings worldwide up to £15,000 (up to £5,000 per item)
  • Bicycles up to £1,500 per bicycle
  • Legal protection up to £50,000


  • Competitive premiums
  • Full cycle EDI on the majority of software houses
  • Up to 5 years' no claims discount on separate buildings and contents sections
  • Combined buildings and contents discount
  • Security discounts also available in certain areas
  • Option to pay by instalments (via direct debit)
  • Dedicated household claims helpline 0330 024 2255 operated 24 hours a day, 365 days a year, by staff trained in managing household claims
  • Free 24-hour legal helpline