Commercial Insurance Products

The Excel Business Combined policy is designed to meet the needs of modern businesses by offering a wide variety of optional covers allowing the cover to be tailored to meet the individual needs of the customer. It is a fully digital policy, allowing us to provide a focused policy wording, reflecting the covers purchased and avoiding confusion.

Our Motor Fleet product is designed for businesses operating a fleet of 3 to 25 vehicles comprising of cars and small commercial vehicles with a gross vehicle weight up to 7.5 tonnes. Cover is provided for the business use of the policyholder (excluding use for hire and reward) as well as social, domestic and pleasure purposes.

Our Motor Trade Combined product is designed for mid-sized motor traders specialising in cars and small vans.

Our Real Estate product is designed to specifically meet the insurance needs of commercial property owners and covers a wide range of customers including companies with single premise risks to organisations with large mixed asset portfolios.

Our Commercial Property Owners product is designed for owners of commercial property and blocks of flats who wish to ensure their businesses are protected.

Our e-Trade Commercial Combined Product offers a modular approach allowing a tailored cover and is designed for a variety of businesses who wish to ensure their businesses are protected.

The Master Tradesman Plus product is designed to meet the demands and needs of self-employed persons and small businesses (including limited companies) with up to ten employees who undertake a variety of manual, clerical and professional trades. This can also include those with fewer than two years trade experience.

Our MotorServ product is designed to meet the requirements of tradespeople who are actively operating a formal business, on a full or part time basis, for profit, by providing a service relating to the repair or maintenance of motor vehicles.

Our Motor Trade Internal Risks product is designed to meet the requirements of the motor trader who requires additional cover than that provided by a road risks policy.

Our Motor Trade Road Risks product is designed for full or part time motor traders operating their own business from home or from business premises, who require road risks cover for their own vehicles or vehicles in their custody or control for motor trade purposes.

Our Packaged Offices and Surgeries insurance product is a comprehensive policy designed for administrative small businesses working from dedicated premises or from home.

Our Packaged Retail & Salons insurance product is designed to meet the demands and needs of shop and salon owners. It is a comprehensive All Risks product and will cover up to a maximum of 10 locations.

The Property Owners product is designed to specifically meet the insurance needs of landlords who wish to ensure their properties, commercial and residential, are protected in a comprehensive all risks single policy.

Our Residential Property Owners product is designed to meet the demands and needs of landlords of private houses and wish to ensure their properties are protected.

Our Tradesperson & Professionals insurance products are designed to meet the demands and needs of self-employed individuals and small businesses (including limited companies) undertaking a variety of manual, clerical and professional trades, who wish to protect their business.