Personal Insurance Products

We offer personal insurance to protect customer's homes and cars. You can find out more below; 

For individual Policy Wording and Information Documents to view the policy features, please click here

Profile Product

A comprehensive household policy for homes with up to five bedrooms which can be tailored to clients’ needs whether they require buildings, contents or combined cover. Designed to meet the needs of customers who require cover for loss or damage to buildings up to £1,000,000 and/or contents cover up to £80,000. Profile has a standard £100 excess. Optional features are also available, such as cover for Accidental Damage, Family Legal Protection, Home Emergency, Personal Belongings and Bicycles. Click to view the policy wording and documents

Executive Plus

Our Executive Plus policy is a market leading flagship product, designed exclusively for High Net Worth clients, with a minimum sum insured of £150,000 for contents and fine art. We guarantee personal and expert advice, alongside our flexible and bespoke underwriting. Click to view the policy wording and documents

Executive Home

Executive Home is designed with Mid and emerging High Net Worth clients in mind; this contents driven policy requires a minimum of £75,000 of contents and fine art sum insured. Click to view the policy wording and documents

Executive Motor

Our Executive Motor policy is a comprehensive family fleet policy that covers up to 10 vehicles and can cover drivers between ages 17-80. Every policy is underwritten with our individual, flexible approach to drivers, usage and security requirements. Click to view the policy wording and documents

Private Car

Our car insurance is designed to protect individuals and their cars against loss, damage and legal liability, whether they require comprehensive or third party, fire and theft cover designed for customers aged between 21-85 with a vehicle of a value up to £60,000. Click to view the policy wording and documents

Commercial Vehicle

Our Commercial Vehicle product is designed for light commercial vehicles with a gross vehicle weight of up to 3.5 tonnes, used for the carriage of own goods for the policyholder’s trade or business designed for customer aged between 21-75 with a vehicle of a value up to £40,000. Click to view the policy wording and documents

Home (renewal only)

A comprehensive household policy, which can be tailored to suit customer requirements whether they require buildings, contents or combined cover. Home provides cover for homes with up to 7 bedrooms, on a sum insured basis for loss or damage to buildings and/or contents, with a standard £50 excess. You can specify the levels of cover the policyholder(s) need. Additional features are also available to add on, such as cover for Accidental Damage, Personal Possessions and Pedal Cycles. We do not currently accept new business on this product. Click to view the policy wording and documents

Row of houses

Did you know?

All our product areas are accredited with Distinction by the Institute of Customer Services 

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You can also view our Product Approval Process here 

Have a question? Speak to our PL Hub Team 

View Commercial Products Target Market Statements