Personal Insurance Products

We offer personal insurance to protect customer's homes and cars. You can find out more below; 

For Product Guides and Brochures, please click here

For individual Policy Wording and Information Documents to view the policy features, please click here

Profile Product

A comprehensive household policy for homes with up to five bedrooms which can be tailored to clients’ needs whether they require buildings, contents or combined cover. Designed to meet the needs of customers who require cover for loss or damage to buildings up to £1,000,000 and/or contents cover up to £80,000. Profile has a standard £100 excess. Optional features are also available, such as cover for Accidental Damage, Family Legal Protection, Home Emergency, Personal Belongings and Bicycles. Click to view the policy wording and documents

Executive Plus

Our Executive Plus policy is a market leading flagship product, designed exclusively for High Net Worth clients, with a minimum sum insured of £150,000 for contents and fine art. We guarantee personal and expert advice, alongside our flexible and bespoke underwriting. Click to view the policy wording and documents

Executive Home

Executive Home is designed with Mid and emerging High Net Worth clients in mind; this contents driven policy requires a minimum of £75,000 of contents and fine art sum insured. Click to view the policy wording and documents

Executive Motor

Our Executive Motor policy is a comprehensive family fleet policy that covers up to 10 vehicles and can cover drivers between ages 17-80. Every policy is underwritten with our individual, flexible approach to drivers, usage and security requirements. Click to view the policy wording and documents

Private Car

Our car insurance is designed to protect individuals and their cars against loss, damage and legal liability, whether they require comprehensive or third party, fire and theft cover designed for customers aged between 21-85 with a vehicle of a value up to £60,000. Click to view the policy wording and documents

Commercial Vehicle

Our Commercial Vehicle product is designed for light commercial vehicles with a gross vehicle weight of up to 3.5 tonnes, used for the carriage of own goods for the policyholder’s trade or business designed for customer aged between 21-75 with a vehicle of a value up to £40,000. Click to view the policy wording and documents

Home (renewal only)

A comprehensive household policy, which can be tailored to suit customer requirements whether they require buildings, contents or combined cover. Home provides cover for homes with up to 7 bedrooms, on a sum insured basis for loss or damage to buildings and/or contents, with a standard £50 excess. You can specify the levels of cover the policyholder(s) need. Additional features are also available to add on, such as cover for Accidental Damage, Personal Possessions and Pedal Cycles. We do not currently accept new business on this product. Click to view the policy wording and documents

Personal Accident

Our Accident Protection product is designed to provide a lump sum benefit should the unthinkable happen and you or your partner suffers a serious accident. The cover helps with existing financial commitments, and other additional expenses that might incur if they were to sustain an accidental bodily injury resulting in a fracture, burn, permanent disability or that meant they had to spend time in hospital. We also offer cover that provides a cash lump sum to their estate should the policy holder have an accident that results in their death. Our Personal Accident product is available in two options: Individual cover - for those customers who only want to cover themselves and Partner cover - for those customers who want to cover themselves and a partner. The product is suitable for adults up to the age of 74 who reside in the UK and wish to insure against the cost of accidental death or serious injury. Click to view the policy wording and documents

Personal Accident including Family Cover

Our Accident Protection product is designed to provide a lump sum benefit should the unthinkable happen and those insured under them suffer a serious accident. The cover helps with existing financial commitments, and other additional expenses that might incur if they were to sustain an accidental bodily injury resulting in a fracture, burn, permanent disability or that meant they had to spend time in hospital. We also offer cover that provides a cash lump sum to their estate should the policy holder have an accident that results in their death. Our Personal Accident product is available in three options: Individual cover - for those customers who only want to cover themselves, Partner cover - for those customers who want to cover themselves and a partner and Family cover - for those customers who want to cover themselves, a partner and their children. The product is suitable for adults up to the age of 74 and children up to the age of 18 years old (or 23 years if in full time education), who reside in the UK and wish to insure against the cost of accidental death or serious injury. Click to view the policy wording and documents

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Did you know?

All our product areas are accredited with Distinction by the Institute of Customer Services 

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You can also view our Product Approval Process here 

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